San Antonio Property Management Blog

Should I Invest in Real Estate or My 401K?

Should I Invest in Real Estate or My 401K?

Diversify your investments across both real estate and a 401K. 

Recently, a lot of clients have asked me, “Should I put money into a rental home or into my 401K or IRA?” 

First, you should always look for tax savings and consult a financial advisor. All the tax savings you can get by talking to a qualified financial advisor are good options. I highly recommend a 401K or IRA account, especially if you have a matching program with your employer. 

However, I think real estate rentals are great as well. You can save a lot of money with depreciation, but a 401K and IRA remain a great way to shelter your hard-earned money. I recommend you do both.

Talk to your financial advisor, and if you have any other questions regarding real estate, reach out to me by phone or email. I look forward to hearing from you.


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